Disability insurance coverage for car owners
Keep your wheels turning if you can't work
Haven Disability is an easy, affordable way to cover your monthly auto expenses if you're sick or injured.
Haven Disability for car owners at a glance
| Product type | Short term disability income insurance |
| Issued by | Massachusetts Mutual Life Insurance Company (MassMutual) |
| Application | Digital |
| Age eligibility | 18-55 |
| Coverage amounts | $500 - $5,000 |
| Benefit period options | 3, 6, and 12 months |
| Elimination period options | 14, 30, and 60 days |
| Premiums paid | Monthly or annually |
| Benefit payments | Tax-free |
| Guaranteed renewable | To age 65 |
| Availability | All states except CA, DE, FL, MT, ND, NY, SD, and WY (more coming soon) |
Getting around isn't optional
Average monthly car payment in the U.S.
$568 per month1
For a 25-year-old man
A disability insurance policy with a $750 monthly benefit costs $11.54 per month*
* Rate shown for a healthy non-smoking sales clerk from WA with a 6 month benefit period and 14 day elimination period. Refer to important information about policy limitations and exclusions.
Protection you can count on, backed by MassMutual
Every Haven Disability income insurance policy is issued by MassMutual, one of the country’s oldest and most reliable insurers.
A++ A.M. Best rating for financial strength and claims-paying ability3
$6.2 billion combined insurance and annuity benefits paid in 20204
Join the thousands
of customers who love Haven Life
Heard enough?
Get a quote today.
It’s important to be honest in the application process. The issuance of the policy or payment of benefits may depend upon the truthfulness of answers you give in the application.
1 Source: Automotive Industry Insights State of the Market Report, Experian, Q2 2020
2 Source: Based on a 12 gallon tank. An average gallon of gasoline cost $2.248, U.S. Energy Information Administration, Oct 2020
3 Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company are rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of February 1, 2021 and is subject to change. MassMutual has received different ratings from other rating agencies.
4 Source: MassMutual 2020 Annual and Corporate Responsibility Report
