No matter what life throws your way, Haven Disability can help you stay on track with your most important monthly expenses.
Apply online in minutes and get an instant decision. No appointments, no fluids.
Get individual short term disability coverage starting at less than $10 a month.
Start a disability insurance claim online anytime. If approved, receive benefits in as little as 7 days after your elimination period.
A $3,000 monthly individual disability insurance benefit costs $27.49 per month*
*Rate shown for a healthy non-smoking 35-year-old male guidance counselor from WA with 6 month benefit period and 14 day elimination period. Refer to important information about policy limitations and exclusions.
A++ A.M. Best rating for financial strength and claims-paying ability3
$6.2 billion combined insurance and annuity benefits paid in 20204
Haven Disability helps you cover the bills that matter most to you and your family – whatever they may be:
Tell us a little bit about yourself and your coverage needs to help determine the right amount of disability insurance for you.
Complete our streamlined digital application in minutes and get an instant decision.
If you get sick or injured and your claim is approved, you'll receive disability income benefits to help make ends meet.
Fill out our simple digital claims form if you face an injury or illness and can't work.
If your disability claim is approved, you’ll receive your income benefits in as little as 7 days.
Your disability benefits will help you cover your most important bills, so you can focus on getting better.
It’s important to be honest in the application process. The issuance of the policy or payment of benefits may depend upon the truthfulness of answers you give in the application.
1 Source: Annual Gym Memberships Can Be a Trap. Do This Instead, Healthline, Sep 2018
2 Source: Average food spending tops 10% of income. Here’s how to save money and still eat well, USA Today, May 2020
3 Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company are rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of February 1, 2021 and is subject to change. MassMutual has received different ratings from other rating agencies.